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Buying A Home
Whether the realization of a lifelong dream or the first step in the next chapter of your life, we want you to buy your new home with confidence.
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We are committed to making your transition a positive experience, and this means finding buyers who will value your home as much as you do!
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Hear What Our Clients Are Saying About Us
Missy was absolutely incredible! Her knowledge and experience are unmatched. We have used her team and expertise to buy and sell multiple properties over the last 20+ years. As a career service member, she handled the upgrading and sale of our family home while we were stationed 13,000 miles away! We trust her implicitly and she has always acted in our family’s best interest! She really is not just about selling homes, she is invested in people and improving the community as well. There really is no one else I would trust in making the most important decisions in our lives. Thank You Missy and your phenomenal staff, I feel honored every time we have worked with you!
Missy is the best realtor! I highly recommend her. I have been working with her for over 15 years. I first worked with her when she helped sell my mom’s house all those years ago. This is the 4th time my husband and I bought/sold with Missy. We are always so impressed by her. She is knowledgeable, honest, and professional. We are so happy she helped us find a house that worked for our needs. She gave us her honest opinion and led us down the best path. She provides us with great recommendations and advice. We trust her opinion. We know when Missy represents us we are in the best hands.
Drita was excellent from start to finish. Enjoyed her great spirit and thoughtfulness so much! Drita kept us informed all through the process, negotiated very well, responded promptly to any questions or concerns and we could not be happier with our new home. Looking forward to recommending MSTAGERS Realty Partners to anyone looking to buy or sell in the future.
We bought our home as well as sold it with Kim as we had a job transfer to another state. We loved working with her. She was so quick to respond and acknowledge EVERY time. She communicated great and worked very hard for us. We were confident in her abilities as we used her both times and would highly recommend her!
Ara Fesperman was wonderful helping us buy a house 3 years ago. We were new to the San Antonio market and she was so patient and helpful showing us as many houses as we needed to get comfortable buying one. When it was time to sell there was absolutely no question who we wanted to sell our house and once again Ara gave us great advice and we were able to sell quickly and easily. We definitely recommend Ara Fesperman and M. Stagers Realty Partners.
Brandon could not have been more helpful in finding me a home. He was kind enough to drive all over town and showed me all the places I was interested in. All while providing his own honest insight. Definitely saving his information for any future moves.
Brenda assisted my husband and I in buying our first home. She was absolutely fabulous in every way and I would highly recommend her to anyone looking for a place to call home. Brenda was attentive to our needs and showed us homes that matched our wish list. Brenda is incredibly knowledgeable about San Antonio communities and we found our dream home in just a few days! Her communication with us was more than ideal and she was able to negotiate a non-existent closing cost for us. We are so thankful to have had Brenda on our team when making this life-changing decision! Who knew buying a home could be this easy!
Undoubtedly one of the best in the business. Danny is honest and has your best interest in mind every step of the way. Danny most recently helped us with the sale of our old home and because of his expertise, we received a full price offer only a few days after listing. His knowledge and experience are second to none. Danny is very personable and easy to work with. You will have no regret using Danny guaranteed.
Janie was phenomenal to work with. This is my third house buying experience, and she was hands down the best realtor that I have worked with. She listened to what was important to me in a home, she was very prompt in returning calls, and when a house came on the market, she made sure I knew immediately. Janie made sure I was in the best hands since I was newer to the area. She made sure I was in safe neighborhoods, not in flood areas, and truly great to work with. Even after the offer was accepted, she hooked me up with a GREAT inspector. I’ve had other inspections, but none compared to the detail of this one, and for an excellent price. She kept me on track as well which can be hard to do! I honestly cannot recommend Janie enough. She is a pleasure to work with. You won’t be disappointed
Lorna is great, she always answers your call and won’t give you the runaround, if she doesn’t know something she will research and get back to you with the answer tailored to your needs.
Mary Jane helped us sell our home and she was just amazing. She calls and texts me anytime even when she was not available. We like her so much we use her to find our property we bought after selling our home. She helped us over and beyond. She not only treats you like a client but becomes a friend. She keeps in touch all through the process. We would recommend her to anyone that wants to sell or buy their home.
Tara was great to work with. She is extremely knowledgeable of the Austin /San Antonio area and brought great value to us when we were negotiating. She was very fair but stood firm on the items that we were focused on.
Kim is amazing! She is so helpful with whatever you need. She staged our property beautifully so potential buyers could see our home as theirs. She helped us take away the clutter. Kim is a great communicator! I could always ask questions, and she would answer them quickly and completely. What a great realtor! I recommend using her to everyone.
I have known Karen in many different capacities, not just as my real estate agent. I can honestly say that Karen takes on every task with an approach so thorough that her end goal becomes nothing less than perfection. Her capacity for managing all the moving parts involved with selling a house is tremendous! She is impeccably professional, no matter how challenging the clients’ situation may be, as was the case with my home sale. She leaves nothing to chance, often taking on tasks that other agents may say is not their problem. Those who have worked with Karen know they can trust her completely, and allow her to lead, confident that she will bring a result far beyond expectation.
Erik was great at helping us find a rental house! We have a lot of pets and it can be hard to find a place that accepts us. He was great at negotiating with property managers and was always very responsive to our questions. We will definitely use him again if we need a realtor in the future!
Drita was indispensable. This was our first time buying a house, and she showed up to the first listing with a binder to help us navigate the process. When we picked up the keys to the house, she had bags of items for the house and move that were incredibly thoughtful. Whenever an “emergency” popped up she would let us know immediately (sometimes even in the late evening). We would have not been able to navigate the home buying process, especially during a pandemic, without her help. She is also just a really awesome person.
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Here’s how to strengthen your negotiation position in today’s market. Looking to buy a home? Search All Homes Looking to sell a home? Get a Free Home Value Report Here are seven great tips that can help you win out in negotiations as a buyer in a hot seller’s market: 1. Don’t nickel-and-dime the seller. Remove the items you can pay for, like the home warranty or boundary coverage on a survey. 2. Purchase the HOA documents. You can also purchase these to further ease the financial burden of the seller. 3. Bump up your earnest money. Typically it’s 1% of the purchase price, but you might want to bump yours up to 3%. You can also bump up your option fee by a few hundred bucks and shorten the option period. “ It’s important to be flexible with dates and timelines. ” 4. Shorten the financing period. Make it 15 instead of 30 days. 5. Get yourself fully approved with a lender. Get all of your financial documents in order so that you’re ready to find a home and make an offer. 6. Be flexible with the closing date. Whatever works for them works for you. 7. Make your best offer up front. This is the most important tip. Make sure to put your best foot forward in this market to give yourself the best chance of winning. If you have any questions for us about selling a home, buying a home, or real estate in general, don’t hesitate to reach out via phone or email. We look forward to hearing from you.
Here’s what you need to know about the seller’s disclosure form. Looking to buy a home? Search All Homes Looking to sell a home? Get a Free Home Value Report The seller’s disclosure notice is a very important real estate document, for sellers and buyers. If you’re a seller, it’s important to take your time and fill this document out correctly. I abide by the philosophy that it’s better to over-disclose than under-disclose. If you have a question about whether or not you should disclose something, you’re better off disclosing it. Most buyers prefer that you tell them about something rather than having to find out about it after an inspection or the purchase. I have yet to see a buyer get upset about something a seller tells them about in advance. Water and fire damage are things you should always over-disclose. For example, water damage could mean a toilet overflowed and you had to redo the floors. If you fixed that leak and repaired the floors, you technically don’t have to tell anyone about it, but it’s better that you disclose that event. Water damage is a tricky subject that people can get upset about, and when they hire a contractor to fix something, they expect them to fix it completely and correctly. If they decide to remodel, tear down a wall, and find water damage, they’ll know the seller didn’t disclose something. The same goes for fire damage. There’s nothing like tearing down a wall only to discover charred beams. As you can imagine, that will elicit a host of questions. Again, you’re better off attaching an addendum to your disclosure. In the disclosure form, there’s a section inquiring whether you’re aware of any other problems in the home, and this is typically where I advise my clients to say no, but fire damage is an exception. “ If you have a question about whether or not you should disclose something, you’re better off disclosing it. ” Another important item many sellers overlook is insurance claims. You need to double-check whether your home has had any insurance claims. More importantly, if you got money for that insurance claim and didn’t use it for the purpose intended, don’t assume you can hide that fact. For example, many homeowners file a claim for a new roof but never follow through on installing it. They just put that money in the bank and think nothing will happen if they don’t say anything. That’s a big no-no. Insurance companies keep track of which claims were paid out, and new buyers can check whether the insurance company has concerns about anything regarding your home or whether anything was paid out. If they find something, you have a problem on your hands. If you got money for an insurance claim, whether you used it for its intended purpose or not, just be honest and disclose that. If you’re a buyer, the seller’s disclosure notice is important because that’s how you check on any concerns you have with the house and whether the seller has anything additional to tell you. Speaking of insurance claims, this is something you need to talk about with your insurance agent. Another issue to be aware of is whether there were any permits pulled. Sometimes homeowners make a renovation or build an add-on (e.g., a deck) without a permit; whether this is a big issue or small one depends on the renovations in question. Lastly, buyers and sellers need to know whether the property is in a flood plain or not. There’s a section in the seller’s disclosure notice about this, and many sellers misunderstand its meaning. They think it asks whether just the house itself is in a flood plain, but it’s asking about the entire property. For example, if part of your back yard is in a flood plain, that means you have to check “yes” for this section. If you’re a buyer, be sure to do your own due diligence and check the flood maps. If you have questions about the seller’s disclosure notice or there’s anything else I can help you with, don’t hesitate to reach out to me. I’m happy to help.
Is right now the best time for you to refinance? Let’s discuss that. Looking to buy a home? Search All Homes Looking to sell a home? Get a Free Home Value Report When it comes to refinancing, too many people get caught up in the numbers. Many people who currently have a rate of 3.5% see that interest rates have dropped to 2.7% and think that they need to refinance even though they haven’t considered what will happen in the long term. A good rule of thumb is that refinancing doesn’t make sense unless it’s at least a two-point spread. Many lenders will refinance you at any number; they’re just happy to do the loan and make money. If you’ve been in your loan for a long time, you’re making more principal payments than interest, and if that spread is less than two points, you’ll want to think hard about why you’re refinancing because doing so will lengthen the life of your loan and add costs to it. You might think that it’s a great thing because your monthly payments were reduced, but in the end, you’re going to end up paying more. “ By making just one extra payment per year, you’ll knock almost 10 years off the life of your loan. ” Sometimes when you’re considering what the difference in payment is when refinancing to a lower rate, you’ll find out that you won’t get that much cost savings. So before you consider refinancing, ask yourself: “How long do I plan to live in the house?” If you’re planning to move in a few years, it makes no sense to refinance. “How long have I had the loan?” If you just got your loan at a rate of 4% and plan to live in the home for another five to seven years, it might make more sense for you to refinance. Also, there are tricks to paying off your current loan faster. By making just one extra payment per year, you’ll knock almost 10 years off the life of your loan. You could also consider refinancing from a 30-year note to a 15-year note if you want to pay it off sooner. Hopefully, these tips put the concept of refinancing into a better perspective for you as you navigate the market. If you have any questions about this topic or need some help analyzing your situation, don’t hesitate to reach out to us. We’re here to help.
